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The Daily Churn

Bythedailychurn
75 episodes

Podcast Summary

Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.

#1

Ep 75 - 2024 Wrapped: $45,037 + 4.8 Million Points

Massive episode covering ALL the things: December churns, full 2024 recap, results from the 2024 TDC Census, state of the podcast, Discord wrapped, 2025 goals, and so much more!If there's one episode to listen to, it's Japanese jail lol. But this one is a close second. Brace yourselves, it's a big one... 😤(02:36) - Banks(11:31) - Credit Cards(18:39) - Gift Cards(22:27) - Discounts & Freebies(25:32) - December Tally(27:11) - 2024 Tally(45:08) - Census Results(57:43) - Podcast Wrapped(67:41) - Discord Wrapped ------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2025-01-17•1hr 22mins
#2

Ep 74 - November Recap: $3,112 + 80K Points

Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more!(03:20) - Brokerages(05:35) - Credit Cards(15:42) - Banks(28:00) - Gift Cards(43:55) - Discounts & Freebies(54:47) - Final Tally------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-12-06•57mins
#3

Ep 73 - Four Days in Japanese Jail: Part 4 (Finale)

Finale of the Japanese Jail saga.In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.For photos, view the full shownotes online at thedailychurnpodcast.com(00:47) - Recap of Prior Episode(02:25) - The Night Before the Judge(05:44) - Breakfasts and Baths(13:08) - Meeting the Judge(18:24) - The Redditor(21:16) - Goodbyes & Good Lucks(27:02) - The Lady in the Elevator(29:53) - The Prosecutor & The Assistant(37:41) - The Paper Round(42:26) - After Jail------------------Japanese Jail series -Part 1Part 2Part 3------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-11-21•46mins
#4

Ep 72 - Sept + Oct Recap: $4,030 + 540K Points

Burning 2 million miles in a month, Amex Platinum hacks, Alaska transfers, SAS EuroBonus challenge 😬, $500 Mercury bonus, Fidelity 21 day holds, Save referral scams, Chase Ink bonuses, PetSmart quadruple stacks, and much more!(01:47) - Trip Report(22:42) - Travel News(32:47) - Amex Hacks(39:43) - Banks(45:55) - Brokerages(50:15) - Credit Cards(53:08) - Discounts & Freebies(58:57) - Final Tally------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-11-05•1hr 0mins
#5

Ep 71 - Four Days in Japanese Jail: Part 3

Part 3 of the Japanese Jail saga.In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.For photos, view the full shownotes online at thedailychurnpodcast.com(00:55) - Recap of Previous Episodes(02:18) - Meeting Megumi(12:53) - Life in Japanese Jail(22:38) - A Day with the Prosecutor(31:00) - Shinigawa Nanaban(40:14) - Ups and DownsJapanese Jail series -Part 1Part 2Part 4------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-09-17•45mins
#6

Ep 70 - August Recap: $2,269 + 127K Points

Current state of Pepper, Chase + US Bank + BofA app-o-ramas, P3 onboarding hiccups, evergreen Hello Fresh codes, MoviePass hacks, Petsmart triple stacks, Kudos boosts, free Chipotle & Chick-fil-A, and much more!(03:25) - Credit Cards(18:54) - Banks(22:04) - Gift Cards(33:00) - Discounts & Freebies(44:28) - Meal Kits(49:07) - Final Tally------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-09-06•50mins
#7

Ep 69 - The Story of Aligned Incentives with Logan

I spoke with Logan from Aligned Incentives on how he went from a casual churner to co-founder of a multi-million dollar gift card reselling business. What's that like, and how does it happen? Can anyone do it?We cover everything, from the origins of his company to how he found his co-founders, to the value of local meetup groups and seminars, his thoughts on financial independence, life and purpose, and advice for churners aspiring to turn this hobby into a scalable business.🙏 Massive shoutout to Logan for so openly sharing his story. Check out Aligned Incentives or swing by one their upcoming meetups and say hi to Logan in person!📍 Sat August 17 - New York with Point.me NY Telegram📍 Sat August 24 - Los Angeles with Churning LAX Telegram📍 Sat August 31 - San Francisco with Bay Area Churning Discord📍 Sat September 14 - St Louis with STL Butter TelegramFor more information, check out the full events page------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-08-16•1hr 27mins
#8

Ep 68 - July Recap: $3,630 + 100K Points

Results of last month's mealkit probe, new churning tools & apps, Pepper changes, hoarding vs cashing points, ideas for sitting cash, debit rewards & local credit unions 👽👉, Bank of America deep-dive, free Chick-fil-A, and much more!(08:22) - Credit Cards(21:21) - Brokerages(28:05) - Banks(39:42) - Discounts & Freebies(47:15) - Meal Kits(51:25) - Final Tally------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-08-09•53mins

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#9

Ep 67 - Four Days in Japanese Jail: Part 2

Part 2 of the Japanese Jail saga.In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.For photos, view the full shownotes online at thedailychurnpodcast.com(02:51) - The Police(10:00) - The Contract(14:15) - The Jail(18:11) - Meeting Yonban(26:37) - Breaking the Ice(33:03) - Stuck in The System(37:21) - Charades(47:21) - Jail at Night(52:40) - Message in a BottleJapanese Jail series -Part 1Part 3Part 4------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-07-23•59mins
#10

Ep 66 - June Recap: $2,290 + 570K Points

$750 Triple Cash, 120K Southwest & Ink bonuses, easier Amex incognito offers, Fidelity SPAXX hub accounts, Costco vs Vuori, Prime Day, Pepper & Kudos, Starbucks scams & wins, Marley Spoon 🪦, HelloFresh and much more!(02:29) - Credit Cards(22:30) - Banks & Brokerages(29:40) - Discounts & Freebies(41:59) - Meal Kits(45:34) - Final Tally------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-07-05•47mins
#11

Ep 65 - Four Days in Japanese Jail: Part 1

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.For photos, view the full shownotes online at thedailychurnpodcast.com(02:12) - The Snowboarding Trip(05:45) - The Accident(10:36) - The Father(18:13) - The Arrest(30:02) - The Interrogation(33:12) - The LawyerJapanese Jail series -Part 2Part 3Part 4------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-06-21•41mins
#12

Ep 64 - May Recap: $668 + 530K Points

Moviepass hacks, Resy Plat 15x offers, Kudos & Pepper coins, Robinhood $2K free margin, increased Upgrade and BofA bonuses, US Bank app-o-ramas, Paxlovid bots, free burgers & Starbucks, chicken pot pies and much more!(06:34) - Credit Cards(30:34) - Banks(32:58) - Brokerages(36:35) - Meal Kits(38:01) - Discounts & Freebies(58:21) - Final Tally------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-06-07•1hr 0mins
#13

Ep 63 - April Recap: $9,559 + 5K Points

US Bank quadfecta app-o-ramas, Amex 10x & Chase 7x dining bonuses, Robinhood 1% brokerage matches, free cellphone plans & $20 phones, Target Circle Card churns, Pepper YOLOs & Ibotta IPOs, new Wells Fargo & cashbackmonitor discoveries and much more!(01:39) - Podcasts(06:49) - Credit Cards(16:23) - Brokerages(18:34) - Banks(20:38) - Meal Kits(23:45) - Cell Phones(28:05) - Discounts & Freebies(41:42) - Final Tally------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-05-07•43mins
#14

Ep 62 - The Big Churn: Glidepath Investment Strategy

Final installment of the Big Churn series, exploring how to better optimize your retirement portfolio for maximum growth & longterm sustainability, and why Target Date Funds can delay your retirement and leave you retiring with less.(09:42) - Basic Concept(15:51) - Post Retirement Glidepaths(31:32) - Pre Retirement Glidepaths(48:23) - How To Implement(58:50) - Caveats & Thoughts------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-04-24•1hr 11mins
#15

Ep 61 - March Recap: $14,445 + 390K Points

Tips for pulling up Amex 250K Business Plat, Robinhood IRA transfers & WeBull comparison calcs, min spend ideas & 10x dining, new award travel tools, Pepper app deep dive, Marley Spoon mealkits, free burgers and much more!(02:16) - Travel News(09:23) - Brokerages(19:58) - Credit Cards(37:24) - Banks(39:00) - Meal Kits(41:45) - Discounts & Freebies(57:13) - Final Tally------------------📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-04-05•59mins
#16

Ep 60 - Booking Award Flights: Best Tools & Workflow

Do you have friends or family who pay cash for flights? Are you manually searching and comparing award prices? This episode dives deep into my award booking workflow and compares new tools like PointsYeah and Seats.aero and why they have become an essential part of the process.(07:46) - My workflow(15:47) - Mastering domestic awards(20:39) - Tackling international awards(32:08) - New tools comparison(35:08) - PointsYeah(46:55) - Point.me(50:45) - Seats.aero(53:46) - ExpertFlyer------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-03-22•1hr 1mins
#17

Ep 59 - February Recap: $5,628 + 464K Points

Massive Robinhood & WeBull transfer bonuses, new Amex 10x dining referrals, Hyatt Destination stealth devals, Marriott & Hilton FNC strategy, Target $50 coupons, increased Upgrade Savings bonus, Pepper 10% GC discounts, and much more!(02:38) - Travel News & Updates(17:30) - Banks(21:44) - Credit Cards(41:49) - Brokerages(51:16) - Meal Kits(53:12) - Discounts & Freebies(64:39) - Final Tally------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-03-08•1hr 6mins
#18

Ep 58 - How To Book ANA & Japan Airlines First & Business in 2024

Deep dive into the current state of ANA award bookings, new alternatives from Japan Airlines, why Cathay Pacific is the best JAL partner, plus tips for booking.(04:02) - ANA 2024 Update(16:22) - New alternative: Japan Airlines(24:44) - Why Cathay Pacific is the best JAL partner(29:47) - More Cathay Pacific Benefits(32:25) - Cathay x JAL Booking Process & Quirks------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-02-20•45mins
#19

Ep 57 - January Recap: $3,052 + 362,500 Points

TMobile Keep & Switch shenanigans, better Capital One offers, Amex Platinum retention strategy, Robinhood unlimited 1% and 3% transfer matches, increased Upgrade and M1 referral bonuses, HelloFresh 75% mailers, and much more!(00:00) - January Update(05:15) - Credit Cards(23:47) - Brokerages(38:50) - Banks(44:01) - Cellphones(47:46) - Mealkits(52:35) - Final Tally------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-02-06•56mins
#20

Ep 56 - 2023 Recap: $36,417 + 2.47 Million Points 🤯

December churning recap & 2023 earnings breakdown, plus a bonus recap of podcast listener & subscriber stats, along with a special announcement!(06:22) - Credit Cards(15:44) - Banks(21:55) - Brokerages(22:41) - Discounts & Freebies(27:58) - Final Tally (December)(29:07) - End of Year Tally(38:26) - Bonus: Podcast Recap 🤓------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2024-01-19•56mins
#21

Ep 55 - The Big Churn: Roth Conversion Ladders

Deep dive into the fascinating world of Roth IRA loopholes for early retirement, tips for optimizing income to reduce taxes & maximize ACA benefits, plus common mistakes to avoid.(0:00) - Why Roth IRAs are amazing(7:38) - Roth IRA Basics(10:32) - Roth Conversion Ladders(25:10) - Common Pitfalls & Examples------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deals to get access to the private Discord------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2023-12-15•43mins
#22

Ep 54 - November Recap: $1,724 + 250K Marriott

Black Friday haul 😤, major Hyatt & Avis news, 190K Amex Biz Plat hacks, tips for Southwest recons, increased Venture X bonuses, Kona mini trip report, HelloFresh free box codes, ACA silver plan updates, and much more!(01:45) - News & Updates (ACA Silver Plans)(04:08) - Award Travel (Hyatt, Avis, Hawaii, Premier Collection)(09:42) - Discounts & Freebies (Black Friday, RedCard, Amex Offers, Starbucks, HelloFresh)(25:13) - Credit Cards (Amex Biz Plat, Southwest, Venture X, Marriott)(36:16) - Banks (Unify, Ally, KeyPoint, Upgrade, SecurityPlus, Laurel)(44:03) - Brokerages (MooMoo, WeBull)(45:37) - Final Tally (1,724 + 250K Marriott)(46:26) - Hawaii Trip Report(53:57) - Premier Collection Trip Report------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get access to private deals & Discord------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2023-12-05•59mins
#23

Ep 53 - The Big Churn: ACA Health Subsidies

First in a multi-part series on churningFIRE, diving deep into early retirement hacks that make FIRE more attainable, and why having a churning mindset is particularly useful.(0:00) - Intro to churning healthcare(6:40) - How ACA actually works(9:57) - Health plan tiers(11:05) - Subsidy : Premium Tax Credit(18:17) - Subsidy : Cost Sharing Reduction(26:24) - Churning retirement------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get access to private deals & Discord------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2023-11-17•36mins

Listen to your favourite podcasts.

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Download herd and enjoy uninterrupted, high-quality podcasts without the wait.

Download on the
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#24

Ep 52 - October Recap: $4,180 + 270K Points

Redcard churns are baack, new Capital One & Sapphire lounges, Southwest companion pass season, Amex incognito offers, Robinhood transfer bonuses, almost-free Netflix premium, CLEAR hacks, cheap Mario and much more!(00:59) - News (RedCard, Wyndham & Vacasa, C1 lounge, Sapphire lounge, BofA Day)(08:48) - Credit Cards (SW, Amex Gold & Plat, Biz Venture X, BofA UCR, CIP)(21:11) - Banks (C1, Ally, Upgrade)(23:07) - Brokerages (Wells Fargo, Robinhood, MooMoo, WeBull)(29:08) - Discounts & Freebies (VZW & Netflix, Clear, QVC, Amex, Lowes, Marriott, Amazon, Starbucks, Chipotle)(40:31) - Final Tally ($4,180 + 270K UR)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get access to private deals & Discord------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

2023-11-02•42mins
#25

Ep 51 - How Buying Groups Work

Where to find them and which ones to join, how taxes work, what a typical order flow looks like, plus risks and workarounds for avoiding common pitfalls 🤓(02:58) - Basics of buying groups(04:33) - Why use buying groups(06:44) - Typical order flow(07:39) - Buying group taxes(11:59) - Which buying group to join(13:38) - Why BuyForMeRetail(18:08) - Risks of buying groups(22:38) - Ordering from Amazon(28:08) - Workarounds: ship to home(30:02) - Workarounds: address formatting------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get access to private deals & Discord chat group------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-10-17•33mins
#26

Ep 50 - September Recap: $2,988 + 450K Points

Airline status matches and Globalist hacks, new bonuses from Morgan Stanley & Chase Inks, BofA app-o-ramas, new iPhone 15 Pros, Rakuten mealkit moneymakers, burger crawls, free peloton water bottles, and much more!(01:43) - News (Prime day, Globalist hacks, Delta fiasco, Churning podcasts)(11:49) - Credit Cards (Brilliant, SW CP, MS Plat, BofA CCR & UCR, CIP, CIU, CIC)(30:41) - Banks (USB, Cap1, Ally, Fidelity, Keypoint, Upgrade, Laurel)(38:10) - Brokerages (MooMoo)(39:35) - Cell Phones (Verizon, iPhone 15 Pro)(46:22) - Meal Kits (Rakuten, Daily Harvest)(50:05) - Discounts & Freebies (Dell, Petsmart, McD, Wendys, BK, Costco, Peloton)(57:03) - Final Tally ($2,988 + 300K UR + 150K MR)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get access to private deals & Discord chat group------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-10-05•58mins
#27

Ep 49 - Ally & Fidelity: Best Hub Accounts for Churning

Deep-dive into the unique features that make Ally and Fidelity the best hub accounts for churning bank and brokerage bonuses.(3:54) - Ally $200 checking bonus(4:45) - Ally savings account(6:16) - Ally transfer limits & volume 🚀(7:40) - Ally scheduling & automation(9:17) - Ally same-day ACH transfers(12:19) - Ally quirks(13:30) - Fidelity $100 bonus(14:12) - Fidelity Bloom $135 bonus(15:02) - Fidelity Cash Management Account(17:55) - Fidelity CMA vs Brokerage(21:03) - Super fast account opening 🕺(22:32) - ACATS stocks into Fidelity(24:27) - ACATS stocks out of Fidelity(28:47) - Fidelity P2 stock transfers(30:18) - Fidelity zero-fee index funds(33:07) - Fidelity free HSA(33:37) - Fidelity vs Vanguard(35:11) - Fidelity subreddit 🤯------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-09-19•39mins
#28

Ep 48 - August Recap: $7,835 + 40K Points

Another blockbuster month, with bonuses from US Bank & MooMoo, new offers from Ally & Fidelity, CC spend from buying groups & Kroger, updates on Save, Chase ACH & I-Bonds, freebies from Amazon & Peloton, and much more!(00:34) - Intro(03:52) - Credit Cards (Marriot 5N, P3, CIP, BFMR)(13:33) - Banks (US Bank, Fidelity, Boss Money, Ally, Chase ACH, I-Bonds)(22:36) - Brokerages (Wells Fargo, UNest, Ally, Save, MooMoo)(31:23) - Discounts & Freebies (Kroger 4x, Amazon, Peloton, DPs)(36:55) - Final tally ($7,835 + 40K points)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-09-05•38mins
#29

Ep 47 - How to Maximize Kroger Fuel Points

Walkthrough of how the lucrative but confusing Kroger Fuel Points rewards program works, including tips for both casual and higher volume methods of maximizing the program.(00:34) - Kroger overview(06:28) - How the Fuel Points program works(10:37) - Casual shopper usage(13:57) - Higher volume usage------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Join Deal Alerts to get notified of sensitive deals + access to the private Discord chat group

2023-08-16•20mins
#30

Ep 46 - July Recap: $10,893 + 165K IHG

By far the biggest month to date, thanks to massive bonuses from Wells Fargo and MooMoo, along with Gateway, Oxygen, Upgrade, UNest, Amazon, and many more!(1:31) - News (Private Discord, MGM/Hyatt/MGM, PD TV, Kroger, Hanscom)(8:07) - Credit Cards (Ink Preferred, IHG)(12:21) - Banks (Wells Fargo, Gateway, US Bank, Upgrade, Oxygen, Laurel, Save)(22:36) - Brokerages (MooMoo, UNest)(27:50) - Hacks, Freebies & Discounts (Apple, McDonalds, Chick-fil-A, Amazon)(32:23) - Final tally ($1,410 + 195K Points)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Join Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-08-01•33mins
#31

Ep 45 - Deal Alerts & June Recap

Exciting news on a new Deal Alerts feature, along with a detailed breakdown of $1,410 + 195K worth of churns in June, including the massive MooMoo referral bonus, new Chase Ink Preferred offer, RedCard news, Prime Day & more!(1:43) - News (Deal Alerts, Target RedCard, Prime Day, Dell, Marriott, Costco)(10:57) - Brokerages (MooMoo, UNest)(18:04) - Banks (Wells Fargo, US Bank, Chase, Oxygen, Laurel, I-Bonds)(24:34) - Credit Cards (IHG, Ink Preferred, Leverage, Hilton, Marriott)(33:04) - Freebies & Discounts (Bilt, Lyft, Cap1, DoorDash, Southwest, Amazon)(36:13) - Final tally ($1,410 + 195K Points)(36:57) - Deal Alerts beta 🔒------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-07-11•43mins
#32

Ep 44 - Asking for More: How to Ask for Upgrades, Discounts & Free Stuff

Most of us are out of practice, and bad at it. Like public speaking, it's often avoided. So where do people go wrong, what can you do to improve, and how do you apply it to real-life scenarios, like hotel check-ins?(0:00) - Why ask for more?(5:06) - Attitude & Approach(7:58) - Four types of people(12:43) - The Goldilocks Zone(14:13) - Four magic words(20:56) - How to push one extra step(26:11) - When to escalate(28:48) - Recognize openings(31:14) - Get your reps in------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-06-21•38mins
#33

Ep 43 - May Recap: $2,660 + 250K Marriott

Redeeming Marriot Bonvoy free night certificates in Hawaii, the new I-Bonds rate and alternative 5%+ options for parking cash, an easy hack for half price pet food, why we're transferring all of our brokerage accounts to Fidelity, plus much more!(3:04) - Award travel (Bonvoy Hawaii)(8:19) - Credit cards (Marriott Boundless, IHG Biz, Amex Biz Plat NLL)(10:31) - Banks (US Bank Biz, Oxygen, Laurel)(15:43) - Parking Cash (I-Bonds, Juno, Public)(19:48) - Brokerages (Fidelity, Wells Fargo, Interactive Brokers)(31:31) - Hacks / Discounts / Freebies (Petsmart, Rakuten, Amazon, Bud)(35:36) - News (Redcards, Daily Getaways)(38:48) - Final tally ($2,660 + 250K Marriott)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-06-07•40mins
#34

Ep 42 - April Recap: $1,060 + 219K Points

Back in the swing of things in April, tackling brokerage bonuses from Wells Fargo, Ally, Fidelity, MooMoo, plus big SUBs from Chase Ink, IHG & Marriott, US Bank and Gateway, along with some easy churns from Oxygen, Target, and Amazon.(2:11) - Wells Fargo / Vanguard saga(11:52) - Other brokerages (Vanguard, Fidelity, Ally, MooMoo)(16:55) - Banks (Go2Bank, Wealthfront, Oxygen, Gateway, US Bank, Laurel)(21:41) - Credit cards (IHG Biz, Marriott Boundless, CIU, Venture)(28:06) - Freebies & Discounts (Target, Amazon, Southwest)(31:04) - Mealkits (HelloFresh, EveryPlate)(33:47) - Final tally ($1,060 + 219K UR)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-05-09•35mins
#35

Ep 41 - March Q1 Recap: $3,050 + 394K Points

Full recap of churns from Jan, Feb and March, including big bonuses from Huntington, Wells Fargo & Chase, plus deals, discounts & freebies from Hellofresh, Target RedCard, Amazon, Wendy's & more!(1:52) - Banks (Huntington, Live Oak, Laurel Road, DCU, Wells Fargo, US Bank)(9:25) - Brokerages (Moomoo Invest)(12:17) - Credit cards (Chase Inks, IHG)(21:34) - Mealkits (HelloFresh)(23:13) - Cellphones (Mint)(25:11) - Freebies & Discounts (Target, Amazon, Wendy's)(32:59) - Final tally ($3,050 + 394K points)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-04-11•33mins
#36

Ep 40 - McDonalds Madness: Secret Menu Deals

Kicking off Season 3 with a deep dive into the hidden McDonalds rewards app secret menu, which includes insane deals on Big Macs, large fries, and breakfast sandwiches that can be churned EVERY DAY.Disclaimer: please don't eat McDonalds every day 😶(1:06) - Podcast update(4:32) - What's up with McDonalds?(7:46) - How their app actually works(11:59) - Secret menu deals 🤯(14:57) - P1 + P2 workaround------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-03-21•19mins
#37

Ep 39 - December & 2022 Recap: $32,454 + 981K points

End to a massive year, including big bonuses in December from Morgan Stanley and Public, along with a breakdown of all 2022 churns, plus a bonus recap of listener & subscriber stats from the podcast.(2:08) - Credit cards (MS Amex Plat, Chase Inks)(8:28) - Banks (DCU, Laurel, Upgrade)(12:50) - Brokerages (Public)(14:39) - Cellphones (Costco, Mint)(18:12) - Mealkits (Green Chef, HelloFresh)(20:41) - Freebies & Discounts (Peloton, Target, Turbotax, Sugarfina, Chase offers, Doordash, Apple Music, SiriusXM, StudentBeans, Dell, Starbucks)(32:47) - December tally ($3,135 + 416K points)(34:08) - 2022 tally ($32,454 + 981K points)(44:36) - Bonus: Podcast stats 🤓------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2023-01-09•59mins
#38

Ep 38 - How to Open the Morgan Stanley Amex Platinum

Update on exactly how to open this confusing (but lucrative) card, including new methods involving Preferred Savings accounts, Active Assets Accounts (AAA), CashPlus engagement bonus & fee avoidance, and a walkthrough of two simple options for qualifying 👊😤(0:00) - What's the deal with this card?(7:11) - tldr: Preferred Savings ftw(9:12) - Active Assets Accounts (AAA)(10:20) - The magic of Preferred Savings(12:31) - Why it's better than Access Investing(14:28) - Preferred Savings vs CashPlus(17:04) - Should I even open a CashPlus?(19:55) - How does AMEX get data from MS?(20:38) - Option 1: Preferred Savings + CashPlus (safest)(23:50) - Option 2: Preferred Savings only (riskier)(25:33) - What we did (riskiest 😁)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2022-12-08•30mins
#39

Ep 37 - November & Black Friday Recap: $3,880 from Banks, Mealkits, Cellphones & More

Jam-packed episode covering huge bonuses from Huntington, Upgrade and Chase, plus holiday deals & discounts from Amazon, Target, Wayfair, HelloFresh, Green Chef, Visible, Mint and more!(2:29) - Banks (Huntington, Laurel, Amex, Juno, Upgrade)(14:06) - Credit cards (BofA, Venture X, Chase Ink, MS Amex Plat)(19:10) - Black Friday (Liam Neeson x Breadmaker 😤)(26:05) - Discounts & Freebies (Saks, Peacock, Hulu + Disney, Target, Rakuten, Amazon, Wayfair, Starbucks, Peloton)(38:00) - Mealkits (HelloFresh, Blue Apron, Green Chef)(42:03) - Cellphones (Visible, Walmart, Mint)(53:18) - Final tally ($3,880 + 60K Amex)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2022-12-01•55mins
#40

Ep 36 - Simplifi for Churners: Keeping Better Track of Your Money

Full review of Simplifi, an app that's useful not only for personal finance & budgeting, but also for keeping track of all your credit card, brokerage, and bank account churns in one place.(0:00) - Why use Simplifi(2:55) - How Simplifi works(4:22) - Simplifi vs Mint(5:39) - Simplifi vs YNAB(8:57) - Simplifi vs Personal Capital(10:14) - Using Simplifi for churning(21:48) - Simplifi quirks------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2022-11-16•25mins
#41

Ep 35 - October Recap: $4,687 from Public, Upgrade, Amazon & More

One of the biggest months so far, with massive bonuses from Upgrade & Public, Chase Ink 90K matching, mealkit deals from Home Chef & HelloFresh, plus an (almost) free 55-inch Omni TV on Prime Day.(1:07) - Update on Morgan Stanley(3:51) - Credit cards (Upgrade, Chase, Amex)(12:31) - Banks (Chase, Juno, Laurel)(17:42) - Brokerages (Public)(19:48) - Mealkits (HelloFresh, Home Chef)(23:00) - Freebies (Omni, RedCard, Starbucks, Amazon, TopCashBack)(32:58) - Final tally ($4,687 + 107K MR + 50K UR)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2022-10-31•34mins
#42

Ep 34 - Public Brokerage App: Massive Bonus for Transferring Stock

Full review of this amazing brokerage transfer bonus from the Public stock app, including brokerage churning strategy, partial vs full ACATS transfers, using cash to meet tier requirements, and joint account eligibility.(0:00) - Why this bonus is amazing(4:33) - ACATS transfers 101(8:38) - Strategy for brokerage bonuses(9:32) - Partial vs full ACATS transfer(10:40) - Buffer for tier qualification(11:38) - Transferring cash via ACATS(13:52) - Joint & individual accounts------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2022-10-17•16mins
#43

Ep 33 - September Recap: $1,824 from SoFi, Blue Apron, Apple TV & More

All the churns from September, including an easy triple stack bank bonus from Upgrade, MS from Gate City, credit cards from Chase & BofA, plus mealkit deals from Blue Apron & HelloFresh. And new this month, a recap of all the freebies – free shake shack burgers, movies, private VPNs and more... whew 😮‍💨.(1:27) - Banks (HMBradley, Gate City, SoFi, Albert, Juno, Upgrade)(16:18) - Credit cards (Wells Fargo, Chase Ink, US Bank, BofA)(20:02) - Brokerages (Interactive Brokers)(22:31) - Mealkits & Cashback (Blue Apron, HelloFresh, Freshly, Ibotta, Rakuten, Honey)(30:16) - Freebies (Shake Shack, Wendy's, Apple TV, Moonage, Starbucks, VPN, Visible)(35:04) - Final tally ($1,824)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.comView the live churn tracker for real-time updates on all the churns as they happen.------------------❤️ Enjoy this episode?Forward to a friend and let them know about the show 😊🙏Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

2022-10-10•36mins
#44

Ep 32 - Car Dealerships Part 2: Tips for Negotiating the Lowest Price

Conclusion to the 5-hour car dealership negotiation saga, along with ideas on alternative negotiation strategies that may yield better results, plus tips for your first visit to the car dealership & common pitfalls to avoid.(0:00) - Back at the dealership...(21:53) - The three circles of dealership hell(26:56) - Things we would do differently(27:40) - Alternative strategy (hardball)(29:34) - Alternative strategy (semi-hardball)(31:23) - Alternative strategy (going public)(34:36) - Other tips & thoughts------------------Listen to Part 1 of the story: Ep 30 - Carvana vs DealershipsJoin the newsletter for show notes, links, and updates: thedailychurnpodcast.com

2022-09-27•43mins
#45

Ep 31 - Tracker & August Recap

Exciting news on a new live churn tracker, along with a detailed breakdown of churns in August.(0:08) - ⚡️ Churn tracker [beta](1:59) - Banks (Juno, US Bank, Albert, Chime, Amex Biz Checking)(9:47) - Credit cards (WF Biz, Chase Inks, Amex Gold)(14:30) - Brokerages (Nadex, Public)(16:44) - Mealkits (Freshly, HelloFresh, Rakuten)(22:55) - Cellphones (Visible, iPhone 14)(26:22) - Final tally ($904)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

2022-09-12•28mins
#46

Ep 30 - Carvana vs Dealerships

Comparison of online and in-person options for selling a car, along with a play-by-play of 5 hours spent negotiating a car purchase at a dealership (plus some tricks to watch out for 👀).(1:57) - Online sales(5:36) - Private party marketplaces(8:43) - Issues with selling privately(20:01) - Carvana vs other services(24:38) - Buying a car (then vs now)(34:14) - Art of the scam(41:23) - 5 hours at the dealership...------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

2022-08-31•1hr 3mins
#47

Ep 29 - July Recap

Massive month thanks to a couple huge bonuses posting, plus some painful lessons learned buying and selling a car in the current crazy market.(1:14) - Banks (WF biz + personal, Chase biz, Huntington biz, First Tech, Albert, Juno)(15:46) - Credit cards (WF biz, US Bank Triple Cash, Chase Ink Unlimited)(18:17) - Cashback (Capital One VRBO, mealkits offers)(20:57) - Cellphones (Visible)(21:52) - Selling a used car (Carvana vs. CL, FB, OfferUp, etc.)(26:42) - Buying a new car (car dealerships... 😬)(36:05) - Final tally ($4,488)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

2022-08-10•37mins
#48

Ep 28 - Employer Direct Deposit

Walkthrough of six different services for employer direct deposit, ranging in cost from free to paid, plus some tips & datapoints to help maximize reliability.(2:06) - Square(9:34) - Chase(14:17) - Wise(25:33) - Astra(29:56) - Brex(31:52) - Melio------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

2022-07-21•40mins
#49

Ep 27 - June Recap

Detailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole.(3:08) - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz)(10:09) - Brokerages (Nadex)(10:47) - Rakuten (Personal Capital)(14:24) - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75)(25:27) - Honey (Kitchenaid mixer 👩‍🍳🍪)(27:50) - Misc (Visible, Stubhub)(28:44) - ANA update(31:26) - Crypto update (Celsius, Voyager)(56:50) - Final tally ($1,028.50)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

2022-07-07•58mins
#50

Ep 26 - May Recap

Biggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns!(1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz)(10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington)(38:06) - Brokerages & crypto (Fidelity, Varo, Voyager)(41:16) - Mealkits & cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal)(51:09) - Cellphones (Visible)(51:41) - Final tally ($3,416 + 106K UR + 25K Cap1)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

2022-06-10•54mins

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