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Prime Podcast by PrimeInvestor

ByPrimeInvestor.in
31 episodes

Podcast Summary

Welcome to the PrimeInvestor Podcast, your go-to for financial insights. Led by Vidya Bala & Bhavana Acharya, the co-founders of PrimeInvestor, a platform for stock and mutual fund recommendations. Join us for expert interviews, market trends, portfolio building, and more. Make informed decisions and achieve your financial goals. Follow us for unbiased recommendations and visit primeinvestor.in for more. Happy investing! PrimeInvestor is a SEBI registered Research Analyst (Registration: INH200008653).

#1

The New Tax Math: Rethinking Investment Choices in 2025

In this 28th episode of the Prime Podcast, Vidya Bala and Bhavana Acharya break down the key tax changes from Budget 2025. With the New Tax Regime becoming more appealing, they discuss how the enhanced zero tax slab and 87A benefit help taxpayers retain more of their earnings. They also highlight how retirees can benefit, making investment planning and cash flow management simplerKey segments in this podcast:1. Intro 0.00 - 0.052. New tax regime benefits 0.05 - 4.173. How retirees can make the best of the Rs 12 lakh slab 4.17 - 10.074. No more equity risks needed to save tax 10.07 - 12.355. Income generating products one can use in the New regime 12.35 - 16.356. The narrowing gap between slab rate tax and equity tax for middle class 16.35 - 19.187. End Disclaimer - 19.18 - 20.07PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing ⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠⁠.⁠⁠

2025-02-13•20mins
#2

Navigating the Bond Market - Your Guide to Choosing the Right Investment Platform

In this 27th episode of Prime Podcast, Srikanth Meenakshi engages in an insightful conversation with Vidya Bala to demystify the bond market. With recent changes in mutual fund taxation and SEBI regulations, bonds have emerged as an attractive option for Indian investors. But how do you decide which investment platform suits your bond-investing. Key segments in this podcast: 1. Intro 0 – 0.26 2. How to invest in bonds 0.26 – 10.17 3. Are online bond platforms better than regular brokers? 10.17 – 12.54 4. Unlisted bonds and safety 12.54 – 17.59 5. How to choose an online bond platform? 17.59 – 22.52 6. What are the tax implications 22.52 – 29.36 PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing ⁠⁠⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠⁠.⁠⁠

2025-01-20•29mins
#3

All you wanted to know about multi-asset allocation funds

In this episode of the Prime Podcast, hosts Vidya Bala and Bhavana Acharya dig into explain how this category came into being and how they have evolved. They explain why there isn’t a single approach these funds take and the differences that can be found. They then get into performance and suitability. This episode will help you understand: The different approaches that multi asset allocation funds can take How these funds have delivered, what works and what doesn’t How you can use these funds in your portfolio and how not to use them Key segments in this podcast: Intro The history of multi-asset allocation funds (1:30 - 5:50) How multi asset funds manage their allocation (5:50- 15:50) Performance of multi-asset funds (15:50 – 21:05) Suitability of these funds (21:05 – 27:30) How to select multi- asset funds (27:30 – end) PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing ⁠⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠⁠.⁠⁠

2024-12-02•32mins
#4

Bitcoin's Epic Rally: What's Driving the Surge?

In the 25th episode of Prime Podcast, Srikanth Meenakshi talks with Anush Raj about Bitcoin’s record-breaking rally. They explore what’s driving the surge, why big institutions are investing, the possible impact of a Trump presidency, and the role of Fed interest rates. Tune in for insights on Bitcoin ETFs, regulatory shifts, and smart approaches for Indian investors navigating crypto risks. Key segments in the podcast 1. Intro - 0:00 - 2:272. How do look at recent price action in crypto 2.27 - 5:123. Factors Deciding crypto - 5:12 - 10:314. Will this rally continue ? 10:31 - 15:315. Safe ways in invest in these bitcoin through ETFs from India 15:31 - 22:33 PrimeInvestor does not recommend investing in Cryptocurrencies. This podcast is only a discussion on the recent rally in the Crypto world. Investment in cryptocurrencies involves significant risks. Please consider your risk appetite and investment objectives before making any investment decisions. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing ⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠⁠.⁠⁠

2024-11-14•23mins
#5

The best health cover hack that insurers don't want you to know

In the 24th episode of Prime Podcast, Bhavana and Aarati tell you why traditional health insurance might be costing you more than necessary and give you a smart hack - to build your own health fund while staying protected against major illnesses. They also provide a step-by-step strategy to implement this hack at different life stages. Key segments in the podcast Intro (0:00 - 1:07) Why Health insurance is important (1:07 - 03:21) The painful experiences of claims (3:21- 09:37) Way out of the health claims nightmare - a top hack (9:37 - 12:11) Benefit of a health fund cum super top-up strategy (12:11 - 15:41) Who can follow this strategy (15:41 - 20:00) PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing ⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠⁠.⁠⁠

2024-11-13•20mins
#6

MF, PMS, AIF or new asset class? Which ones to opt for?

In the 23rd episode of the Prime Podcast, Srikanth and Vidya break down India’s diverse investment options—from mutual funds to SEBI’s new asset class. They explore how each product works, their differences, and which ones align with your financial goals, helping you choose the right path with confidence. Key segments in the podcast Intro (0.00 - 2.26) Overview of various product classes (2.26 - 09.18) Differentiation between the products (09.18 - 19.45) Suitability of products for different kinds of investors (19.45 - 30.45) PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing ⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠⁠.⁠

2024-10-24•31mins
#7

Aarati Krishnan talks about the new asset class that SEBI recently approved!

In the 22nd episode of the Prime Podcast, Aarati Krishnan unpacks SEBI's newly approved product class, explaining its unique features and how it differs from existing investment options. She discusses key aspects like structure, taxation, and availability, along with examples such as long-short funds and inverse ETFs. Aarati explores the potential for derivative exposure and leverage under this product class. Tune in for the PrimeInvestor house view on whether it’s the right fit for you! PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing ⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠⁠.

2024-10-15•11mins
#8

Tata Mutual Fund’s Meeta Shetty on the pharma, healthcare and IT sectors

In the 21st episode of the Prime Podcast, Chandrachoodamani N V, Senior Equity Analyst at PrimeInvestor, speaks with Meeta Shetty, Fund Manager at Tata Mutual Fund, about the pharma and IT sectors. They explore growth prospects, US market dynamics, and valuations in pharma and healthcare. The conversation also covers IT sector trends, AI's impact, and value creation in domestic digital tech companies. Key segments in the podcast Introduction (0:00 – 0:53) Is there more room for a sustained earnings growth story in the pharma space now? (0:54 – 05:18) How the US Biosecure act can unlock opportunities for Indian pharmaceutical companies (05:19 – 07:50) Are valuations excessive in the healthcare space? (07:51 - 11.10) What is the growth picture for IT? (11:11 – 15:49) GCCs, AI and impact on IT (15:50 – 21:58) Value creation in the domestic digital technologies and platforms (21:59 – 27:56) Is it a good time to add IT now? (27:57 – 31:14) PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing ⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠⁠.

2024-09-30•32mins

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#9

Where is the Nifty headed? Reviewing our equity outlook, the Fed rate cut impact and more!

9 months into 2024, Vidya Bala takes a relook at PrimeInvestor's equity outlook for 2024. In this 20th episode of Prime Podcast she speaks to Srikanth Meenakshi on the Fed rate cut and how this changes things, what is lending strength to the Nifty 50, deposit and credit growth and the all important question of where the Nifty is headed. Key segments in the podcast discussion: PrimeInvestor's prediction for Nifty in January 2024 - 02:08 Fed rate cut and what changes - 08:03 What is lending strength to the Nifty 50? - 12:55 Deposit and Credit growth in banks - the debate - 19:05 Where is the Nifty headed? - 25:14 PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing ⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠.

2024-09-20•29mins
#10

Ola Electric IPO: Is it investment worthy?

In this 19th episode of the PrimeInvestor Podcast, the host Vidya Bala (Co-founder of PrimeInvestor.in), along with PrimeInvestor's research analysts, Chandrachoodamani N V and Sudharsan S, as they discuss the country’s largest electric two-wheeler (e2W) player, Ola Electric's IPO. This is the biggest initial public offering of the year so far, aiming to raise Rs 6,146 crore. While the scale that this EV player is looking at is mind-boggling, is its path to profitability without hurdles? Here’s a discussion on the opportunities and the roadblocks. Key segments in the podcast discussion: Is the India EV penetration story intact or hitting a road block? What is OLA’s position and competitive advantage in this space? What’s the future for OLA if the regulatory game becomes tough? PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠.

2024-08-01•17mins
#11

Tata MF’s Chandraprakash Padiyar on what to expect from markets, smallcap performance, and opportunities

In this 18th episode of Prime Podcast, host Bhavana Acharya chats with Chandraprakash Padiyar, Senior Fund Manager at Tata Mutual Fund. Chandraprakash, who joined Tata AMC in 2018 and manages the Tata Small Cap and Tata Large & Midcap funds, shares his insights on the overall markets and the smallcap segment. The discussion begins with the global issue of US interest rates and their impact on Indian markets. Chandraprakash provides valuable observations on the position of domestic companies, highlighting which market segments are overheated and where potential opportunities may lie. The conversation then delves into the smallcap segment, with Chandraprakash explaining how to approach valuations in the midcap and smallcap space, and discussing the factors influencing outperformance over benchmarks based on market conditions. Key segments in the podcast discussion: Global Markets and US Interest Rates - Impact of US interest rates on Indian markets and domestic companies. Market Segments Analysis - Identification of overheated market segments and exploration of potential investment opportunities. Smallcap and Midcap Segment - Approach to valuations in midcap and smallcap spaces and factors influencing outperformance over benchmarks. Investment Strategies - Insights into market dynamics and practical investment strategies for smallcap and midcap funds. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclosures & Disclaimer...

2024-06-02•37mins
#12

Why is gold at a lifetime high? Should you buy now? - With Aarati Krishnan

In this episode 17 of Prime Podcast, hosts Vidya Bala and Aarati Krishnan dive into the hot topic of soaring gold prices. With a staggering 24% increase in local gold prices over the past 6 months, including a significant 16% surge in just the last 3 months, investors are left wondering whether now is the right time to invest in gold. Join us as we explore the implications and considerations surrounding this surge in gold prices, offering insights and guidance for investors in this timely discussion. Key segments in the podcast discussion: Introduction: The episode focuses on soaring gold prices. Drivers of Rally: Exploration of reasons behind the gold price surge. Investment Strategies: Advice on navigating the current gold market. Asset Allocation: Balancing gold and equity investments. Mode of Investing: Choosing between investment options like Sovereign Gold Bonds and gold funds/ETFs. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠.

2024-04-20•21mins
#13

New Smallcase PrimeTrends - Consumption

In this 16th episode of the PrimeInvestor Podcast, Anush Raj and Chandrachoodamani introduce Prime Trends - Consumption, a new smallcase portfolio targeting the evolving consumer spending habits in India. They discuss the drivers behind this trend, such as rising per-capita income and e-commerce growth, and the portfolio's strategy, which focuses on established brands, emerging opportunities, and consolidation plays. The discussion highlights the current market environment, where corrections in certain consumer sectors have created attractive entry points for investors. Listeners are invited to explore the smallcase and enjoy a special discount mentioned in this episode, making it an opportune time to invest in the consumption theme. Key segments in the podcast discussion: Introduction to Prime Trends - Consumption smallcase Discussion on the shift towards premiumization in consumer goods Factors driving discretionary spending growth in India Portfolio strategy focusing on qualitative factors over valuations Categorization of stocks into buckets based on business maturity and growth potential Timing of the consumption theme: Current market corrections offer entry opportunities Emphasis on following specific consumer spending shifts for investment success Importance of e-commerce penetration in capturing rural consumption Outlook on the future of consumption trends in India PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠⁠⁠⁠D...

2024-04-06•27mins
#14

In conversation with Satish Ramanathan of JM Mutual on the current market rally, timing cyclicals and more.

In this 15th episode of the Prime Podcast, Vidya Bala and Bhavana Acharya engage in a dynamic conversation with Satish Ramanathan, CIO of JM Financial fund house. With three decades of market experience, Satish discusses the current bull run, cyclical sectors, and long-term growth prospects. He shares his thoughts on strategic opportunities in sectors like pharma and chemicals, navigating cyclical investments, evolving consumption trends, and JM Financial AMC's equity fund strategies. The discussion also delves into market valuations, offering valuable insights for investors. Key segments in the podcast discussion: Introduction - Meet Satish Ramanathan, CIO of JM Financial fund house. Satish Ramanathan's Take on the Present Rally - Satish discusses his perspective on the current market rally. Regulatory & Strategic Factors - Exploration of the regulatory and strategic factors influencing the markets. Electronics & Import Substitution - Opportunities in electronics and import substitution. Timing Cycles - Insights and wisdom on timing market cycles. 'Buy & Hold' Cyclicals? - Viability of 'buy-and-hold' strategies for cyclical investments. Banking & Finance Cycles - Examination of cycles in the banking and finance sectors. Valuations - Evaluation of market valuations and potential concerns. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠.

2024-03-14•36mins
#15

Lessons from the book 'What I learned about investing from Darwin'

In the 14th episode of the Prime podcast, host Vidya Bala delves into "What I Learned about Investing from Darwin" by Pulak Prasad, founder of Nalanda Capital, where he merges evolutionary biology with investment principles. Prasad's book offers a window into Nalanda Capital's hugely successful investing philosophy. Vidya delves into this investing philosophy that is based on the following three simple principles avoiding big risks, buy high-quality at fair prices, and don't be lazy but be very lazy. Vidya cites interesting analogies in the book, comparing and contrasting the investing process with evolutionary biology, to highlight valuable and insightful takeaways for investors. PrimeInvestor's analyst Chandrachoodamani reviewed this book a couple of weeks ago and you can read it here: Book review: Unlocking Nalanda Capital’s best guarded investment formula. Key segments in the podcast discussion: Book's Significance: "What I Learned about Investing from Darwin" sheds light on the success of Nalanda Capital, offering insights for investors navigating the financial world with prudence. Nature's Wisdom: By blending nature's principles with investment strategies, Prasad offers a unique perspective for investors, both experienced and new. Three Key Principles: Pulak Prasad's book talks about following three key principles - avoiding big risks, acquiring high-quality at fair prices, and maintaining a diligent yet patient approach to investing. Conclusion: Key takeaways for investors seeking extraordinary results in their investment journey. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustr...

2024-01-17•33mins
#16

NFO Investing - Everything you need to know!

In the 13th episode of the Prime Podcast, host Bhavana Acharya, explores the financial landscape's complexities, focusing on the surge of New Fund Offers (NFOs) and the emergence of new Asset Management Companies (AMCs). With a discerning perspective, Bhavana raises essential questions, urging listeners to approach these opportunities with caution. She differentiates the success in Portfolio Management Services (PMS) from mutual funds, offering valuable insights into the nuances of passive-focused AMCs, emphasizing the need to avoid hasty decisions solely based on cost considerations. The podcast takes a practical turn as Bhavana dispels misconceptions about NFOs, categorizing them into four types, and guides investors through the associated risks and rewards. The episode culminates with Bhavana's three crucial questions, providing a strategic framework for listeners to contemplate before navigating the dynamic landscape of fund offerings in the financial market. Articles referenced in the article: Should Indian investors consider investing in US Treasury funds? NFO review: IDFC US Treasury Bond 0-1 year Fund of Funds Key segments in the podcast discussion: 1. Market Surge Analysis: The podcast examines the recent surge of 200+ New Fund Offers (NFOs) and the rise of Asset Management Companies (AMCs) in the past year. 2. AMC Caution: Listeners are advised to exercise caution, considering the potential disparity between success in Portfolio Management Services (PMS) and mutual funds, as illustrated by relevant examples. 3. Passive Investing Insight: Practical guidance is offered on selecting the right index and avoiding blind reliance on low costs when considering passive-focused AMCs. 4. NFO Timing Realities: NFOs are categorized into four types, emphasizing the limited benefits of investing during an NFO and dispelling common misconceptions. 5. Pragmatic Investment Considerations: Listeners are encouraged to ponder three crucial questions before diving into NFOs,...

2023-12-07•29mins
#17

K N Sivasubramanian (Ex CIO - Equity, Franklin Templeton India) on equity investing in India, taking Cash Calls & on Passive investing

In this 12th episode of our Prime Podcast, Vidya Bala is joined by Aarati Krishnan and a distinguished guest, K N Sivasubramanian, the former CIO of Franklin Templeton India for equities. With a rich history as one of the most successful and humble fund managers in the Indian financial industry, K N Sivasubramanian brings a wealth of insights to the discussion. The podcast explores various facets of the market, including the contrasting global and Indian market conditions, the role of interest rates, the viability of passive funds, and the potential sectors and themes that hold opportunities for investors. In this engaging episode, Aarati Krishnan and K N Sivasubramanian delve into the complexities of the financial world, offering a comprehensive view of market dynamics and investment strategies. Whether you are a novice or a seasoned investor, this podcast provides valuable insights and expert perspectives on navigating the ever-evolving financial landscape. Key segments in the podcast discussion: Navigating Market Signals: Analyzing the Divergence Between Global and Local Market Indicators. Cash Calls for Retail Investors: Exploring Whether Retail Investors Should Consider Cash Positions in Their Portfolio and the Implications. The Passive Approach: Examining the Role of Passive Funds in an Investor's Portfolio and Their Potential Benefits. Sector Selection Strategy: Identifying the Key Sectors and Themes with Investment Opportunities in the Current Market. Global Exposure: Assessing the Importance of Investing in the US Market and the Potential Advantages. Profit Maximization Dilemma: Deciding Between Booking Profits in High-Performing Stocks or Holding Steady. Positioning for Success: Insights into How Fund Managers Determine Position Sizes in Various Stocks. Fund Selection and Decision-Making: Understanding the Process of Choosing Funds and Making Informed Selling Decisions. Investment Insights: Exploring K N Sivasubramanian's Notable Hits and Misses in His ...

2023-11-15•45mins
#18

Tackling the current volatile markets - strategies for profitable investing

In the 11th episode of the Prime Podcast, Vidya Bala discusses the current market volatility due to rising US treasury yields and the strong performance of mid-cap and small-cap indices. She advises against impulsive reactions to macroeconomic events, stressing the risks of market timing. Instead, Vidya recommends a focus on long-term growth potential in Indian companies, which are less influenced by US macro events. She provides practical strategies for profit booking, such as portfolio rebalancing and selling underperforming assets, along with the importance of maintaining a minimum equity allocation. Vidya also highlights the value of Systematic Investment Plans (SIPs) for averaging investments during market downturns and staying committed to long-term financial goals. This episode offers essential insights for investors seeking a more strategic and disciplined approach to market fluctuations. Key segments in the podcast discussion: 1. Market Uncertainty: Macroeconomic events may not be reliable signals for retail investors. 2. The Futility of Timing The Market: Timing the market is risky, and ordinary investors face difficulties in rebuilding portfolios after a crash. 3. Earnings Growth: Long-term returns depend on earnings growth of owned companies. 4. How to Book Profits: Rebalancing for risk management and selling high to buy low. 5. Rebalancing Objectives: Maintain asset allocation, reduce inflated assets, and avoid tax impacts. 6. Rebalancing Guidelines: Rebalance if assets deviate over 5%, especially in a rallying market. 7. Profit Booking in Stocks: Don't make all-or-nothing calls; prioritize quality stocks and valuations. 8. SIPs for Averaging: Use SIPs to average investments during market falls. Prime Varsity article - Five ways to book profits on your stock portfolio PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of ...

2023-10-26•37mins
#19

Aarati Krishnan discusses Debt Investment Strategies, Monsoon Trends, TCS Share Buyback & the Israel-Hamas Conflict

In the Tenth episode of the Prime Podcast, hosts Bhavana Acharya and Aarati Krishnan provide a comprehensive analysis of recent financial developments. They cover TCS's share buyback plans, the 2023 monsoon season's impact on India's agriculture and inflation, and the Reserve Bank's monetary policy decisions. Additionally, the hosts discuss the potential global repercussions of the Israel-Hamas conflict. In the main segment, they delve into debt investments, highlighting the inclusion of Indian government securities in a global bond index and the surge in US Treasury yields. They offer valuable insights into debt investment strategies, emphasizing the importance of matching investment horizons with specific debt fund categories to navigate changing interest rate cycles effectively. Key segments in the podcast discussion: 1. TCS Share Buyback: Discussing TCS's buyback plans and their potential impact on the market. 2. Monsoon Effects: Analyzing the 2023 monsoon season's impact on India's agriculture and inflation due to 'below-normal' rainfall. 3. RBI's Monetary Policy: Reviewing the Reserve Bank's recent monetary policy decisions and its stance on inflation and liquidity. 4. Israel-Hamas Conflict: Examining the potential global consequences of the Israel-Hamas conflict, especially on crude oil supplies and economic factors. 5. Bond Market Updates: Highlighting key developments in the bond market, including the inclusion of Indian government securities in a global bond index and the surge in US Treasury yields. 6. Debt Investment Insights: Offering insights into various debt investment strategies, including accrual and duration-based approaches, and tactical plays for investors. 7. Building Resilient Portfolios: Advising on constructing a strong debt portfolio by aligning investment horizons with specific debt fund categories. 8. Tactical Debt Opportunities: Exploring tactical opportunities for investors in debt markets, like constant maturity funds and considerat...

2023-10-12•31mins
#20

Bonus episode! 5 key elements for a successful investment journey

In this bonus episode of our Prime Podcast, host Srikanth Meenakshi shares the key elements for a successful investment journey. Drawing from his extensive experience, Srikanth emphasizes five crucial factors in order of importance: disciplined financial habits, a sound financial temperament, strategic financial planning, prudent asset allocation, and smart product selection. Learn why mastering these principles is essential for financial prosperity and why they outweigh the choice of investment products. Whether you're a novice or experienced investor, this insightful monologue provides a clear roadmap for achieving your investment goals. Tune in for expert advice and valuable insights on how to think about investing. Key segments in the podcast discussion: Financial Habits: Learn the importance of disciplined financial habits, including managing expenses and saving consistently. Financial Temperament: Understand the need to control fear and greed, avoid impulsive decisions, and maintain realistic expectations in financial behavior. Financial Planning: Discover why setting clear investment goals, timelines, and target sums is crucial for financial success. Asset Allocation: Explore how asset allocation manages risk and optimizes returns in your investment portfolio. Product Selection: Find out why choosing the right financial products with proven track records and reasonable costs is essential for success. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents ca...

2023-10-05•16mins
#21

Indian Women and Money, Mid and Small cap sell-off & crude oil price surge

In this ninth episode of our Prime Podcast, hosts Srikanth Meenakshi and Vidya Bala discuss India's pivotal inclusion in JP Morgan's emerging market debt index and its potential impact on the nation's economy and global investments. They analyze the recent surge in crude oil prices and its implications for India's fiscal health, drawing on historical trends for context. They then delve into the recent sell-off in mid and small-cap stocks and its underlying market dynamics. In the main segment of this episode, the hosts tackle the critical issue of financial awareness and empowerment among Indian women. They discuss women's limited access to and visibility of financial resources and how this impacts their ability to manage their finances effectively. They emphasize the importance of bridging these gaps, providing practical advice for women to take charge of their money, from gaining visibility into investments to seeking professional financial guidance. Key segments in the podcast discussion: 1. India's Global Bond Market Entry: Explore India's inclusion in JP Morgan's emerging market debt index and its potential impact on the economy and global investments. 2. Crude Oil Price Surge: Understand the recent surge in crude oil prices and its implications for India's fiscal stability and economic outlook. 3. Mid and Small Cap Sell-off: Analyze the reasons behind the sell-off in mid and small-cap stocks, with insights on market dynamics and brokerage perspectives. 4. Household Savings Decline: Uncover the concerning drop in household savings in India and its drivers, including stagnant incomes and rising inflation. 5. Financial Empowerment of Indian Women: Delve into the financial awareness and empowerment of Indian women, focusing on their access to, visibility of, and control over finances. 6. Closing the Gender Financial Gap: Learn how to bridge the financial gender gap by promoting financial literacy and encouraging women to take charge of their financial future. P...

2023-09-28•33mins
#22

Building a Comprehensive Health Cover: Basic Policy, Super Top-Up, and Critical Illness

In this eighth episode of our Prime Podcast, hosts Pavithra Jaivant and Bhavana Acharya (co-founder of ⁠PrimeInvestor⁠) dive into recent financial news, including market trends and significant corporate developments like TCS's $1 billion deal with Jaguar Land Rover and ITC's substantial investments in Madhya Pradesh. The hosts then shift their focus to essential aspects of health insurance, providing insights into policy features, super top-up policies, and critical illness covers. They emphasize the importance of comprehensive health coverage and offer practical tips for selecting the right insurance amount, equipping listeners with valuable knowledge to safeguard their financial well-being. Key segments in the podcast discussion: 1. Market Highlights: Uncover recent financial news and insights into India's GDP growth. 2. Corporate Buzz: Stay in the know with TCS's $1 billion deal and ITC's investments. 3. Health Insurance Essentials: Secure your financial future with expert health insurance advice. 4. Policy Features: Discover crucial elements when choosing the right health policy. 5. Super Top-up Insights: Optimize your financial safety net with super top-up policies. 6. Critical Illness Covers: Protect yourself with critical illness coverage. 7. Coverage Amount Tips: Find the perfect coverage amount for peace of mind. 8. Financial Well-being: Gain essential knowledge for informed financial decisions. PrimeInvestor Health Insurance Recommendations PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to mar...

2023-09-14•36mins
#23

Founders’ journey with FundsIndia, India on the moon & Finfluencers!

In this seventh episode of our Prime Podcast, hosts Vidya Bala and Srikanth Meenakshi (co-founders of PrimeInvestor) cover a myriad of subjects, from corporate acquisitions to lunar exploration, all while tying them back to the realm of personal finance and investing. In this episode, they dissect the implications of Titan's acquisition and discuss the market's reaction. They then delve into the world of social media influencers and their role in financial advice. Then, they shift focus to technology and space exploration, as they delve into Apple supplier Foxconn's production of the iPhone 15 in India and the success of India's space program. In the second half of the episode, the hosts take a trip down memory lane with Srikanth reflecting on his FundsIndia journey and sharing his lessons from his entrepreneurial journey. Key segments in the podcast discussion: Titan buys remaining stake in Caratlane. Inflation spikes Finfluencers to register with SEBI IPhone 15 production in India India on the moon Blast from the past – Founders’ journey with FundsIndia PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠Disclosures & Disclaimers⁠.

2023-08-27•25mins

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#24

Bonus episode! 10 reasons to try the Portfolio Review Pro today!

In this bonus episode of the Prime Podcast, Srikanth Meenakshi (co-founder, ⁠PrimeInvestor.in⁠) gives you 10 reasons why you should try the Portfolio Review Pro tool today : 1. Consolidated view of all your mutual fund holdings in one single place 2. Deeper insights into your portfolio 3. Personalised review 4. Identify underperformers and know what to do with them 5. Know your asset allocation 6. Align your risk with your portfolio's risk 7. Identify quality of funds 8. Know if you're holding the right # of funds and # of funds from the same AMC 9. Identify expensive mutual funds in your portfolio 10. Flexible portfolio review analysis Try the Portfolio Review Pro today! PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠Disclosures & Disclaimers⁠.

2023-08-16•16mins
#25

Portfolio Review Pro: A Game-Changer for Mutual Fund Investors

In this special sixth episode of the Prime Podcast, join us as we unveil a new powerful tool Portfolio Review Pro, our latest offering that transforms portfolio management for mutual fund investors. Our founders, Srikanth Meenakshi, Bhavana Acharya, and Vidya Bala, take you on a journey to explore the power of Portfolio Review Pro and its profound impact on your investment strategy. Srikanth Meenakshi sets the stage by introducing Portfolio Review Pro, delving into what it is and the unique problem it solves for investors. Discover the simplicity of this game-changing tool that enables you to effortlessly review your live mutual fund portfolio, eliminating the need for manual uploads or downloading yet another app. Bhavana Acharya then dives into the transformative benefits that Portfolio Review Pro offers investors. Gain insights into the consolidated view of your funds, a snapshot of portfolio characteristics, and expert research opinions that guide you toward informed decisions, and finally, Vidya Bala sheds light on Portfolio Review Pro's unparalleled features, including a portfolio score that instills confidence. Vidya emphasizes how this tool empowers you to take action on your portfolio, providing insights into asset allocation, concentration, portfolio risk, and more. Portfolio Review Pro empowers you to make informed decisions and optimize your investment strategy. Embark on a path of financial enlightenment and start maximizing the potential of your investments with Portfolio Review Pro. Explore the tool today! Key segments in the podcast discussion: What is the Portfolio Review Pro tool (0:00 - 2:20) Benefits of using the Portfolio Review Pro tool (2:21 - 8:34) How the Portfolio Review Pro tool is different (8:35 - 15:33) Get actionable insights on your MF portfolio (15:34 - 20:35) Roadmap - what new features / changes can you expect for the Portfolio Review Pro? (20:36 - 25:37). PrimeInvestor Financial Research Private Limited is a SEBI Registered Res...

2023-08-12•26mins
#26

Setting Equity Return Expectations, Demergers & Share Buybacks

In this fifth episode of our Prime Podcast, host Pavithra Jaivant engages in an insightful discussion with Vidya Bala, co-founder of PrimeInvestor, focusing on "How much returns to expect from your equity investments?" The episode commences with a roundup of significant financial news, from the Nifty's fleeting encounter with the 20,000 mark to intriguing buyback plans. Vidya sheds light on recent big demergers in the market, notably the one involving ITC's hotel business, and the emergence of Reliance's foray into the asset management sector through a collaboration with BlackRock. The central theme revolves around investors' perennial dilemma of setting realistic return expectations for equity mutual funds. Vidya provides valuable insights into how investors typically arrive at such expectations and the pitfalls of relying solely on past performance, emphasizing the significance of equity risk premium and the necessity of being mindful of macroeconomic indicators such as GDP growth and inflation when setting return expectations. With an illustrative example of Nifty's rolling 5-year returns, the podcast educates listeners on the importance of anchoring expectations around reasonable and achievable figures. Tune in to this episode to gain valuable insights that will empower you to make informed decisions and set accurate return expectations for your equity investments. Relevant links - What should be your return expectation? Risk premium – What it is and how it helps you set return expectations Country Default Spreads and Risk Premiums by Dr. Aswath Damodaran RBI data on Equity Risk Premium SIP to target calculator Key segments in the podcast discussion: Market Highlights: Nifty's Dance Around 20,000, Infosys Q1 FY 24, and Share Buybacks Demergers in the Spotlight: JIO Financial and ITC's Hotel Business Reliance's New Venture: Entry into the Asset Management Sector with BlackRock The Fed Meeting and Its Impact on Indian 10-Year G-Sec Setting Return Expectations f...

2023-07-29•29mins
#27

Markets at all time highs, IPO season & Smallcaps

In this fourth episode of our Prime Podcast, hosts Bhavana Acharya and Aarati Krishnan take you on an insightful journey through India's ever-evolving market landscape. In this episode, they shed light on the recent announcements by Reliance Industries, including the strategic demerger of Jio Financial Services and the reduction of share capital in Reliance Retail Ventures. Discover how these moves are poised to shape the future of the financial services and retail sectors in India. Next, delve into the excitement in the auto sector as Hero Motocorp, Bajaj Auto, and Maruti Suzuki unleash their latest premium launches. Uncover the strategies behind Hero Motocorp's partnership with Harley Davidson and Bajaj Auto's highly anticipated Bajaj Triumph, and explore their potential impact on the two-wheeler market. As the IPO season heats up, Bhavana and Aarati provide valuable insights into the dynamics of initial public offerings, highlighting the remarkable performance of IdeaForge and Cyient DLM. They discuss the crowded space of small finance banks and the factors that may influence the success of Utkarsh Small Finance Bank's IPO. Shifting focus to foreign portfolio investors (FPIs), the hosts discuss the recent surge in FPI activity, particularly in Indian government and corporate bonds, as well as equities. Gain an understanding of the factors driving FPIs back to the Indian market and the potential implications for the economy and investors. In the second half of the episode, Bhavana and Aarati tackle the common investing mistakes and misconceptions surrounding market highs. They emphasize the importance of focusing on earnings growth, portfolio diversification, and long-term investment strategies. Explore the potential pitfalls of chasing short-term gains and the significance of maintaining a balanced asset allocation. Key segments in the podcast discussion: Reliance Demerger: Jio Financial Services Auto Sector: Premium Launches IPO Season: IdeaForge, Cyient DLM,...

2023-07-15•30mins
#28

Sector Funds, Foreign investments in India, Startups & more!

In this third episode of the PrimeInvestor podcast, hosts Gaurav Menon and Vidya Bala (co-founder, PrimeInvestor.in) cover key news events and discuss all things related to sector funds. We start with the news events that have an impact on the markets and your investments. We talk about the Nifty crossing the 19,000 mark, Prime Minister Modi’s visit to the US and the FDI inflows from Google, Amazon, Micron and GE Aerospace, the large scale block deals in the market, and the HDFC and HDFC Bank merger. Vidya then provide insights and analysis on these events and how they affect the economy and investors. Next, we move on to the main topic of the podcast, sector funds, which are investment funds that invest in one type of industry or sector. Vidya explains what sector funds are, how they work, and whether they are worth investing in or not. She also differentiates between sector funds and theme funds, which invest in different sectors or industries based on a common theme. Here, we caution the listeners about the risks involved in sector and theme funds, as they are more volatile, cyclical, and dependent on external factors than diversified funds. Vidya advises the listeners to invest in these funds only if they have a high risk appetite, a good understanding of the sector or theme, and a short to medium term investment horizon. She also suggests that investors should use SIPs rather than lumpsums to invest in these funds, and time both their entry and exit based on their own research and analysis. Vidya also give some tips on how to choose a sector or theme fund, based on various factors. She emphasizes that investors should compare different funds based on these factors and choose the one that best suits their risk-return profile and investment objective. She also recommends that investors should review their investments periodically and make changes as per the changing market conditions. Key segments in the podcast discussion: Nifty crosses 19,000 mark PM Modi’s ...

2023-07-02•29mins
#29

Balanced Advantage Funds, RBI Monetary Policy & Smallcap Funds

In this second episode of the PrimeInvestor podcast, hosts Gaurav Menon and Bhavana Acharya (co-founder, PrimeInvestor.in) cover key news events and discuss Balanced Advantage Funds and other hybrid funds. We begin by highlighting MRF, which has become the first stock in India to cross Rs.1,00,000 per share. Next, we discuss the recent RBI monetary policy where the rates were kept unchanged due to concerns about inflation. The RBI projected inflation at 5.1% for the rest of the fiscal year, indicating a likely prolonged pause on rates. Factors like monsoon conditions, global influences, and the Federal Reserve's decision on rate hikes will be closely monitored for future policy actions. Regarding debt fund investments, Bhavana advises investors to consider their investment timeframes and opt for a mix of short duration, corporate bond, or gilt funds. We also suggest exploring bank/SFB fixed deposits or attractive bond options due to the current favorable interest rates. Moving on to market trends, we discuss the performance of mid-cap and small-cap indices. While mid-cap indices have hit new all-time highs, small-cap indices are gradually catching up. This indicates broader market participation and suggests a positive outlook for the overall market. We caution against jumping into small-cap funds solely based on recent high returns, emphasizing the need for a long-term investment approach and considering the associated risks. We then recommend adding mid-cap or small-cap funds to portfolios with proper asset allocation and focusing on long-term investments. Lastly, we address the question of whether balanced advantage funds are a safer option in the current market scenario. Here, we explain that these funds invest in both equity and debt, with a portion of equity being hedged through derivatives. However, the degree of hedging and risk varies across funds, and their performance can differ significantly. While balanced advantage funds can help reduce portfolio ris...

2023-06-17•30mins
#30

About the PrimeInvestor Podcast

Welcome to the PrimeInvestor podcast, a podcast where we will be sharing financial insights for all investors. In this podcast, we'll be discussing pretty much all things related to finance from market trends to insights and fun strategies performance, portfolio building, rebalancing, taxes, insurance, behavioral investing, and much more. Eventually, we also plan to feature interviews with experts and fund managers and definitely answer your questions and any doubts that you may have. So, whether you're a beginner or a seasoned investor, this podcast will help you make informed and smart decisions with your money. We will also help you avoid the common pitfalls and mistakes that investors make and guide you towards achieving your financial freedom and your financial goals. So, if you are interested in learning more about investing, or want to get unbiased research backed recommendations for stocks and mutual funds, then please follow the Prime Minister podcast in your favorite podcast app and do it today. You can also visit our website, PrimeInvestor.in to access our offerings and articles. Thank you for listening and Happy investing!

2023-06-03•1mins
#31

MF Consultation paper, Adani investigation & Market levels

In this first episode of the PrimeInvestor podcast, Gaurav Menon, the host, and Vidya Bala, the co-founder of PrimeInvestor.in, engage in a discussion encompassing several topics pertaining to personal finance and the Indian markets. Vidya offers an introduction to PrimeInvestor, an investment solutions platform that provides recommendations and tools for various financial products. She emphasizes the advantages of their independent and cost-effective subscription model, which enables investors to make well-informed decisions without relying on agents or distributors. The host then touches upon recent market headlines. These include the notable surge in Adani group stocks subsequent to a report by a Supreme Court-appointed panel, which concluded that there was no evidence of stock price manipulation. He also mentions the substantial earnings growth of LIC, the recovery of US tech stocks, India's GDP surpassing expectations, and the forthcoming release of May auto sales figures. We then transition to a significant regulatory development in the mutual fund industry, the Mutual Fund Consultation Paper. Vidya elaborates on the paper's focus on cost rationalization, performance-based expense ratios, and the deterrence of scheme switches through the imposition of lower commissions. She discusses SEBI's objective to reduce costs, enhance transparency, and ensure that investors benefit from economies of scale. Vidya highlights the modifications in expense ratio slabs and the inclusion of additional expenses within the total expense ratio (TER), which will result in a more uniform charging structure across different schemes. These changes are expected to be advantageous to investors by reducing costs and preventing unnecessary scheme switches. Overall, the inaugural episode provides an overview of the services offered by PrimeInvestor, addresses recent market headlines, and delves into the potential impact of the Mutual Fund Consultation Paper on investors. Key segments i...

2023-06-03•28mins

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